Angoulême, Charente 16000

Basement property with breathtaking views - 4 rooms in occupied life annuityFemale 87 years, Male 81 yearsIn exclusivity:Just a few minutes from the center of Angoulme, unoverlooked house of approx. 90M2, nestled in a quiet, privileged environment, with a breathtaking view of the surrounding countryside.Set on a magnificent wooded plot of almost 5000 m2, this perfectly maintained, raised property with basement offers a rare living environment, ideal for lovers of nature, tranquility and space.It comprises:Basement: garage and utility room.1st level: entrance hall, kitchen, Wc, 2 bedrooms, bathroom, living room and sitting room opening onto the outside: balcony with stunning views over the valley.Outbuilding: garage for 2 vehicles.A great opportunity for a green living project, close to all amenities and on the outskirts of Angoulme!Diagnostic de Performance Energtique :A property with great potential, despite a Dpe rated F, due in particular to oil-fired heating, despite an investment in the boiler in 2017.Annual energy consumption (with hot water): Approx. 1, 000 eurosAn Epd that reflects the property's original condition, i.e. That improvement work is eligible for public subsidies, enabling us to envisage a real margin of appreciation.Assuming a market value of 200, 000, you buy this occupied life annuity property for 124, 000. You pay a bouquet of 95, 075 (net bouquet of 80, 000 and fees of 15, 075) and a monthly annuity of 355 reindexed each year. In the event of early release, the annuity will be revalued by 20%.Property tax: 1, 809With an occupied life annuity, sellers remain in their home without changing their lifestyle until the right of use or habitation is vacated, or until their death. For the buyer, it's like a secure rental investment, with the sellers as sole occupants.