97159 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs—featuring his and her closets—this home offers both comfort and functionality. Upstairs, you'll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai—ideal for relaxing or entertaining year-round