13 CHATHAM LN, PALMYRA, VA 22963

Waterfront Oasis with Private Dock - Move-In Ready Cape Cod! Prepare to be captivated by this stunning 4-bedroom, 2.5-bath retreat, perfectly situated on 126 feet of pristine waterfront in a tranquil cove. Step inside to discover a first-floor primary suite that’s a true haven—complete with an attached bath featuring a double vanity and an expansive walk-in closet. The upgraded kitchen and bathrooms boast modern finishes, new stainless-steel appliances, sleek flooring, stylish lighting, and energy-efficient windows framing breathtaking water views.  Downstairs, a 696 sq ft finished walk-out basement offers endless possibilities—featuring a spacious bedroom (or optional family room), a laundry area with new washer and dryer, a bath rough-in, and a large workshop with ample storage. Outside, all-new concrete steps lead to a refreshed boat dock with new decking, ready for your lake adventures. A single-car garage completes this gem.  Nestled in the gated Lake Monticello community (with 22 miles of shoreline), this home is your ticket to year-round lakefront bliss or the ultimate getaway. Enjoy exclusive amenities like a PGA golf course, tennis and pickleball courts, and an Olympic-sized pool—all just 30 minutes from Charlottesville!