110-114 Pine Ridge Road, Otsego, NY 13326

PRIVATE WITH LAKE RIGHTS! Just 6 miles from Cooperstown, this unique 3-bedroom, 2-bath chalet overlooks Otsego Lake and sits on 0.93 acres. The property includes a detached 3-bay, 2-story garage with its own septic, electric, balcony with lake views, and a separate tax parcel (#69.44-1-2.00) on 0.62 acres. Above the garage is an unfinished 1–2 bedroom apartment—perfect for future rental or guest space.Originally a 1940s camp, the main house has been expanded over the years and now features multiple levels of living space and ample storage. The spacious eat-in kitchen steps down into a cozy living room with a wood-burning fireplace that efficiently heats the home, supplemented by electric baseboard heat. The primary suite includes a private bathroom, balcony, and a spiral staircase leading to the first floor. Two additional bedrooms and a family room provide flexible living space.Outside, you'll find a large lower lawn area along State Hwy 80 (0.32 acres)—perfect for storing lake gear. The shed includes a caged section ideal for pets, chickens, or equipment. Plenty of parking! Deeded lake rights to Otsego Lake are just a short walk away! Live in one unit and rent the other, or turn both into income-producing properties with minimal effort. Additional lots are available for purchase.