110-114 Pine Ridge Road, Otsego, NY 13326

PRIVATE WITH LAKE RIGHTS & EXCELLENT RENTAL POTENTIAL! Just 6 miles from Cooperstown, this unique property offers incredible investment opportunities with multiple living spaces and lake access. The main 3-bedroom, 2-bath chalet overlooks Otsego Lake and sits on 0.93 acres, while the detached 3-bay, 2-story garage includes an unfinished 1–2 bedroom apartment above—ideal for a rental unit or guest quarters. The garage has its own septic, electric, balcony with lake views, and a separate tax parcel (#69.44-1-2.00) on 0.62 acres.The main house, originally a 1940s camp, has been thoughtfully expanded over the years and now features multi-level living with ample storage. The spacious eat-in kitchen steps down to a cozy living room with a wood-burning fireplace that effectively heats the home, supported by electric baseboard heat. The primary suite includes a private bathroom, balcony, and spiral staircase to the first floor. Two additional bedrooms and a family room offer flexible living space for tenants or extended family.The lower lawn along State Hwy 80 (0.32 acres) provides easy access and extra space—perfect for storing lake gear or expanding outdoor amenities. A shed with a caged area is ideal for pets, chickens, or equipment. Plenty of parking available for residents and guests.Deeded lake rights to Otsego Lake are just a short walk away!Live in one unit and rent the other—or develop both as income-producing rentals. Additional lots are also available for purchase, offering even more potential.