Umag, Istria County

New prices as of February 2022!Prices start from 521819 eur without Vat, firniture and equipment!Prices are from& nbsp 652.274, 70 eur with VAT!Prices are& nbsp 716.449, 70 eur with Vat, furniyre and equipment!Amazing luxury penthouses for sale in residential buildings within 5 star luxury resort in Umag area which is currently under construction and will be completed by June 2022!There is a mortgage/finance possibility for the buyers!Beach is currently being constructed just 200 meters from the resort!& nbsp Perfect location within the cluster of 5 star hotels of Kempinski class just a fw km from Slovenian border and Portoroz and overlooking Piran bay and Triglav mountains.Best geographical position for the buyers from Slovenia, Austria, Germany, Switzerland, Poland, Slovakia, Hungary and other neighbouring countries.Perfect choice for private ownership and usage.The resort will benefit exceptional infrastructure:5 star infrastructure of the complex will include:concierge service 24/7wellness and spa centrerooftop infinity poolfitness studiorooftop gourmet restaurant with amazing panoramic sea views, views over Slovenian scenerygarden swimming poolsgarden restaurants and cafes (Italian cuisine restaurant, Steakhouse, etc.)pools, playgrounds and other amenities for children18-hole golf-courseDuplex penthouses are of 128 sq.m and they offer two levels.Lower level has entry with guest wc, salon with open-plan kitchen, two bedrooms with bathrooms en-suite and terrace.Upperlevel has a hall, bedroom with bathroom en-suite, guest wc, covered BBQ-area with outdoor dining area and terrace.Floorplan is attached among the photos.IMPORTANT NOTICE:it will be mandatory to pay maintenance& nbsp fees of the resort and reserve (priuva), which are 1, 50/m2 + 0, 50 /m2 for residential flatseach property has it's own measurement device for water, electricity, heating which will be billed to the owner.Schedule of payments:& nbsp 50% at pre-Contract stage, 50% at Final agreement stage.Discounts: 5% discount for buyers paying 90% upfront (the discount does not apply to cost of furniture and parking).All the prices include complete finishing, full furnishing and parking place.& nbsp Special hypothec offer for financing purchase of apartments/villasFor individual private persons/buyersHypothec can be issued to resident of Eu who have incomes in Eu currency.Term of credit: max 30 yearsPayment:& nbsp by monthly installments (credit and interests)Own capital:& nbsp min 30% of property valueCollateral:& nbsp pledge of real estate, loan up to 70% of collateral valueAccount opening in Slovenia& nbsp with regular inflow is obligatoryTiming:& nbsp loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.Interest rates can be fixed or variable:fixed rates1-10 years 1, 7%11-20 years 2, 1%variable rates1-10 years 6m Euribor + 1, 35%11-20 years 6m Euribor + 1, 50%21-30 years -6m Euribor + 1, 60%Cost and fees:approval fee: 980 eurnotary costsappraisal freeDocuments required:passport copycertificate of employmentstatement of income for 2019, 2020statement of indebtednessbank statement of accountadditional documents can be requiredFor corporate buyersMortgage finance can be provided to Croatian or Eu company.Term of credit:& nbsp max 12 yearsPayment:& nbsp by quarterly equal credit installmentsInterest rate:& nbsp 6mEuribor +3%, quarterly interest paymentOwn capital:& nbsp min 30% of property value 50% in case of Spv founded for the purpose of purchasing real estate and renting out the property is the only incomeAppropriate creditworthiness required and cash flow.Collateral:& nbsp pledge of real estate, loan up to 70% of collateral value or 50% in case of SPVAccount opening in Slovenia& nbsp with regular inflow is obligatory (or Spv account).Timing:& nbsp loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property