Toulon, Charente 83000

TOULON - LA RODE - Ideally located close to all amenities, 3-room apartment comprising entrance hall, living room opening onto a closed terrace, dining room (possibility of creating a 2nd bedroom), fitted kitchen also opening onto the terrace, hallway with cupboards leading to a large bedroom, bathroom and dressing room - Life annuity occupied 1 head (lady) 80 years - Market value = 164, 000 ? agency fees included - Bouquet = 74, 000 ? - Life annuity = 236 ? The advantages of occupied life annuities: - Reduced purchase price The property is sold at a price lower than its market value because the buyer cannot dispose of it immediately (the seller retains the usufruct or right of use). The initial deposit (amount paid) is reasonable. - High potential profitability In the long term, the operation can be very profitable , especially if the seller lives less long than expected (even if this remains random and ethical to be considered with hindsight). No rental management fees or risk of non-payment as with a rental. - No rental management The property is occupied by the seller: the buyer has no rental management constraints (maintenance, rent, turnover, etc.). - Building up assets Ideal for gradually investing in property, without massive borrowing or immediate management. The property becomes part of your assets, often with a capital gain over time. - Secure legal framework The life annuity contract is legally regulated , with few risks if well written (notary, clear clauses, etc.).