SAINT-BONNET-DE-BELLAC, Limousin 87300

iad France - Elina Brie offers: Exclusivity: House sold as an occupied life annuity in St Bonnet de Bellac. Located in the town of St Bonnet de Bellac, in the village, come and discover this stone building with a living area of about 170 m, formerly used as a restaurant, and now used as a home. Refurbished in 2007, it consists on the ground floor: a large dining room with bar of more than 39 m, a reception room of more than 19 m approximately, a professional equipped kitchen, an annex to the kitchen with refrigerators and the thermodynamic tank, a storeroom, and a sanitary block. Upstairs: a landing leads to 2 bedrooms, a shower room and 1 separate toilet. On a plot of approximately 897 m, this house also has a garden and a garage. Its assets: PVC double glazing, roller shutters, electric heating, thermodynamic tank, garage built in 2021. Several possibilities are available to the buyer: keep this property for residential use or rehabilitate it as a restaurant (free parking next door). Blank tertiary DPE. Our agency offers you this OCCUPIED VIAGER with reserved right of use and habitation for the benefit of a 72-year-old man. In an occupied life annuity, the seller continues to live in his property until he wishes. As a result, the investor recovers the property upon the death of the seller or upon the latter's early departure. Financial Information: - Bouquet: 20 200 agency fees charged to the seller - Monthly life annuity: 394 revisable according to the INSEE index. 20% increase in case of early departure - Market value: 140, 000 - Acquisition costs calculated on the occupied value: 7, 569e - Annual property tax: 776 Agency fees to be paid by the seller. Energy display information on this property: DPE NS index and GHG NS index. Information on the risks to which this property is exposed is available on the Gorisques website: www.georisques.gouv.fr. This real estate advertisement has been written under the editorial responsibility of Miss Elina Brie EI (ID 22224), independent real estate agent (without holding funds), commercial agent of the SAS France registered with the RSAC of LIMOGES under the number 827974932, holder of the real estate canvassing card on behalf of the company France SAS. This property is being marketed under a delegation of mandate.