QUIBERON, Brittany, Address available on request

Details:- iad France - Sébastien Besnault offers: Sale in occupied life annuity forward sale (10 years) .
Property value: €568,000
Bouquet : 265 000 €
Monthly pension: 300 €
Age of Madame: 75 years old / Age of Sir: 75 years old.
Notary fees are calculated on the occupied value of the property, i.e. €265,000 instead of €568,000 (market value).

Quiet walk from Port Haliguen:

Come and discover this house of more than 120 M2 located near the beaches.

Composed on the ground floor is composed of a veranda, a fitted kitchen, a living room with wood stove, a bedroom, a dressing room, a pantry, a shower room and a separate toilet.
Upstairs are three bedrooms and a separate toilet.
In addition, on the plot: a garden shed and space to park 2 vehicles.

Technical characteristics:

Exposure orientation: East sunrise,
Individual electric heating and heat pump
PVC double glazed frame,
Electric roller shutter,
Ground floor tiled floor, upstairs floating parquet flooring.
Collective sanitation.
Well in the garden.

Terms of sale:
House occupied by a 75-year-old couple, both of them.
(personal and life right of use and habitation that does not allow him to rent the house).
Market value of the property: €568,000.
Sale price: €265,000 paid in cash (term life annuity: €300/month for 10 years).
Agency fees of 3% to be paid by the seller, i.e. €18,550 calculated on the market value.

You benefit from a reduction in the purchase price, considered as prepaid rent, net of charges and rental taxes, i.e. a reduction in the sale price of 52.3% without worrying about rental management and unpaid bills.
In addition to the rent, the buyer is liable for the payment of property tax and major maintenance work.
The term life annuity is a real estate transaction halfway between an occupied forward sale and an occupied life annuity. In a term life annuity, the seller remains in his or her own home for the rest of his or her life, as in an occupied life annuity, but receives the sale price according to a payment term defined by the contract, as in an occupied forward sale.

Agency fees to be paid by the seller. Energy rating information for this property: ENERGY class E index 283 and CLIMATE class B index 9.   Information on the risks to which this property is exposed is available on the Géorisques website: www.georisques.gouv.fr.  This real estate advertisement has been written under the editorial responsibility of Mr. Sébastien Besnault EI (ID 54519), independent real estate agent (without holding funds), commercial agent of the SAS I@D France registered with the RSAC of LORIENT under the number 893522581, holder of the real estate canvassing card on behalf of the company I@D France SAS.