La Digne-d'Aval, Languedoc-Roussillon 11300

SALE IN LIFE ANNUITY OCCUPIED ON 2 HEADS MR. AND MRS. ARE 75 YEARS OLD.It is a single-storey house with a living area of 88 m which is organized as follows: entrance to living room with equipped kitchen open to living room.There are 2 bedrooms, a large bathroom with bath and shower and a separate toilet.A large 35 m2 veranda with fireplace allows you to have meals and enjoy the view of the garden.A garage completes the organization of the house. The quiet countryside land has a surface area of 1123 m2.The house is very pleasant, comfortable and very economical (DPE in B) with its heating by AIR/AIR heat pump, its 300 l thermodynamic tank and the 16 photovoltaic solar panels for self-consumption guarantee great energy savings.ATTENTION: We remind you that in LIFE OCCUPANCY sellers stay at home for their entire lives, so YOU CANNOT LIVE in the house.Patrimonial advantages of this investment:-Benefit from an immediate reduction of more than 53% compared to the value of the freehold property estimated at 155, 000 euros.- Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a 75-year-old retired couple, the investor does not bear either the repairs or the routine maintenance according to the works defined in article 605 for the major works in article 606 of the Civil Code will be paid by the buyer as well as the property tax.Estimated average annual energy expenditure for standard use based on energy prices ofYears 2021, 2022, 2023:DPE class B 83 and GES class B 2Estimated annual energy costs of the home: between 630 euros and 920 euros.All diagnostics are available.- Benefit from the use of the property at the time of its release, offering the buyer the choice of occupying it or deriving regular rental income from it;- Anticipate its transfer if necessary, at a lower cost, with reduced transfer taxes;- Capture the capital gain mechanically realized on resale;-Generate profitability through a tangible and secure investmentFinancial terms:The purchase is made according to the following payment terms:-Initial capital in a dry bouquet without annuity : 85, 175 euros HAI- Property tax: 900 euros-Notary fees calculated on the occupied value of the property, i.e. 72, 000 euros instead of being calculated on the market value of 155, 000 euros.- If the house is vacated early, the bouquet will be recalculated and increased by 30%Estimated average amount of annual energy expenditure for standard use based on energy prices indexed to the years 2021, 2022, 2023:DPE class B 83 and GES class B 2Estimated annual energy costs of the home: between 630 euros and 920 euros.All diagnostics are available. Bouquet with agency fees of 13, 175 euros (8.5%) included at the expense of the buyer.Net seller: 72, 000 eurosYour LIFE CONTACT: Christian COUZINIE - 06 47 86 79 06 - advertisement has been written under the editorial responsibility of Christian COUZINIE acting as an independent real estate advisor under wage portage with SAS PROPRIETES PRIVEES, National Real Estate Network, with a capital of 40000 euros, 44 ALLE DES CINQ CONTINENTS - ZAC LE CHNE FERR, 44120 VERTOU, RCS Nantes n 487 624 777 00040, Carte professionnelle T et G n CPI 4401 2016 000 010 388 CCI Nantes-Saint Nazaire. Garantie GALIAN - 89 rue de la Botie, 75008 Paris. Exclusive mandate 394903. The FNAIM professional guarantees and secures your real estate project. (8.5 % fees including VAT to be paid by the buyer.To visit and assist you in your project, do not hesitate to contact me on 06 47 86 79 06 or by email at to article L 561.5 of the Monetary and Financial Code, for the organization of the visit, the presentation of an ID will be required. This sale is guaranteed for 12 months.Information on the risks to which this property is exposed is available on the Gorisques website: www. geohazards. Govt. fr (8.50 % agency fees including VAT to be paid by the buyer.) Christian COUZINIE (EI) Commercial Agent - RSAC number: