DOUSSARD, Rhône 74210

VIAGER OCCUPIES - In the heart of a quiet hamlet of DOUSSARD, 5 minutes from Lake Annecy, to be discovered, this village house, semi-detached composed of two apartments (74 and 124 m2) on a flat plot of 780 m2. It is organized as follows: On the ground floor: - An apartment under renovation with a surface area of 74 m2 and comprising: an entrance, a kitchen, a living room, two bedrooms and a bathroom with WC. On the first floor: - An apartment with a surface area of 124 m2 accessible by an external staircase and comprising: A semi-covered outdoor terrace and its SPA with a magnificent view of the mountains, a fitted kitchen, a large living room, a bathroom, three bedrooms and a linen room. A garage and two cellars complete this property. The heating is electric, the house has solar panels. Information on the risks to which this property is exposed is available on the Gorisques website: www.georisques.gouv.fr This property is for sale in the form of an occupied life annuity, of which the following is the financial analysis: Age: Woman of 66 years old / Man of 65 years old Discount of 65.3% corresponding to the Right of Use and Habitation In cash, you pay a lump sum of 81, 905 euros Monthly annuity: 717 euros Purchase price: 232, 490 euros Market value of the property: 670, 000 euros FAI (sale price if this house was sold without sale as a life annuity) In an occupied life annuity, the seller continues to live in his home without changing his habits until he leaves for a retirement home or dies. For the investor, the acquisition of an occupied life annuity is similar to a secure rental investment, with a single occupant (the seller), and for which he receives all the rents at the time of acquisition in the form of an occupancy discount (DHU). It is an excellent investment method offering the advantage of building up a real estate portfolio at notary fees and reduced prices, thanks to its occupancy discount. Information on the risks to which this property is exposed is available on the Gorisques website: www.georisques.gouv.fr Diagnostics in progress. (4.76 % fees including VAT to be paid by the buyer.) Co-ownership of 15 lots (No procedure in progress).