Bellaing, Calais 59135

HOUSE FOR SALE IN LIFE ANNUITY occupied.Close to schools, shops, and transport.3D virtual tour on request.Patrimonial advantages of the investment and financial terms:Take advantage of an immediate reduction of compared to the market value of the freehold property estimated at 245000 euros.Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a 72-year-old retiree, the investor does not bear the current repairs. According to the so-called rental distribution, the works defined in Articles 605 and 606 of the Civil Code and the property tax will be the responsibility of the buyer.Benefit from the use of the property at the time of its release, offering the buyer the choice of occupying it or deriving regular rental income from it.Anticipate its transfer if necessary, at a lower cost, with reduced transfer taxes. Capture the capital gain mechanically realized on resale.Generate profitability through a tangible and secure investment with an attractive IRR.Initial capital: 43375 eurosBouquet: 25, 000 eurosBuyer's fees: 18, 375 eurosMonthly pension: 475 eurosRevaluation of the pension in the event of early retirement: 30% or 617.50 eurosProperty tax: 1061 eurosNotary fees are calculated on the occupied value of the property, i.e. 108, 309 euros instead of 245, 000 euros. About 9, 165 euros.Very well maintained single-storey detached house in a quiet and sought-after area near Bellaing.5 min from the motorway, 15 min from Valenciennes, 45 min from Lille.This house has a living area of 100 M2 and an enclosed plot of 1150 M2.Entrance which opens onto a corridor which serves: a recent fitted kitchen, large living / dining room very bright with its two bay windows, WC, shower room, three bedrooms, 1 with bathroom, and access to the large garage.Gas central heating, pellet insert, air conditioning.Parking in front of the house, terrace, garden shed.Estimated average annual energy expenditure for standard use based on energy prices for the year 2021:DPE class D 160kwh/m2/year and GHG class D 34kg CO2/m2/year Estimated annual energy costs of the home: between 1130 euros and 1560 eurosTo visit and assist you in your project, contact Karl POTIRON, at 0647446559 or by email at to article L.561.5 of the Monetary and Financial Code, for the organization of the visit, you will be asked to present an identity document.This sale is guaranteed for 12 months.This advertisement has been written under the editorial responsibility of Karl POTIRON acting as an independent real estate advisor under wage portage with SAS PROPRIETES PRIVEES, with a capital of 40, 000 euros, ZAC LE CHNE FERR - 44 ALLE DES CINQ CONTINENTS 44120 VERTOU; SIRET 487 624 777 00040, RCS Nantes. Professional card for transactions on buildings and business assets (T) and Real Estate Management (G) n CPI 4401 2016 000 010 388 issued by the Nantes - Saint Nazaire Chamber of Commerce and Industry. Escrow account n30932508467 BPA SAINT-SEBASTIEN-SUR-LOIRE (44230); GALIAN guarantee - 89 rue de la Botie, 75008 Paris - n28137 J for 2, 000, 000 euros for T and 120, 000 euros for G. Professional liability insurance by MMA Entreprise policy n120.137.405Mandate ref: 360528 - The professional guarantees and secures your real estate project. (7.50 % fees including VAT to be paid by the buyer.)