Barbezieux-Saint-Hilaire, Charente 16300

Charming 5-room townhouse in occupied life annuity - Woman aged 94Exclusively in Barbezieux center (16300).Ideally located in the center of town, a stone's throw from shops, schools, transport and amenities, this 108 m 2-level town house combines comfort, functionality and urban living.On the ground floor, we enter the living room (entrance, living room), which leads to the kitchen with access to the cellar, storeroom and outside courtyard.Level 1 features a hallway leading to an office and a spacious bedroom. A shower room and Wc complete this floor, offering all the comforts needed for a serene daily life.Level 2 features two large, comfortable bedrooms, ideal for the whole family.Several closets make for easy storage.In good general condition, this house also benefits from a recently redone roof, an important investment that has already been made.Another strong point: a Dpe classified C, guaranteeing good thermal comfort and controlled costs.Barbezieux is a stopover town on the N10 between Paris, Angoulme (35km) and Bordeaux (78km).Starting from a market value of 115, 000, you buy this property on an occupied life annuity basis for 85, 100. You pay a bouquet of 50, 925 (net bouquet of 40, 000 and fees of 10, 925) and a monthly annuity of 655 reindexed each year. In the event of early release, the annuity will be revalued by 20%.With an occupied life annuity, the seller remains in his home without changing his lifestyle until his Duh is released or he dies. For the buyer, it's like a secure rental investment, with only one occupant (the seller).